List of banks in Nigeria as licensed by CBN 2021

Banks in Nigeria are financial institutions licensed by the Central Bank of Nigeria to carry out financial obligations such as accepting deposits, granting loans, advances, cash, credit, overdraft and discounting of bills. They also into issuing letter of credit, undertaking safe custody of valuables, providing consumer finance, educational loans, etc. Many in the below lists of banks in Nigeria also carry out such obligations and thereby were accredited by the central bank of Nigeria.

Before going into more in-dept on the list of banks in Nigeria, let us define bank.

What is a Bank?

A bank is a financial institution licensed to receive deposits and make loans. Banks may also provide financial services such as wealth management, currency exchange, and safe deposit boxes. There are several different kinds of banks including retail banks, commercial or corporate banks, and investment banks. In most countries, banks are regulated by the national government or central bank

In a simple terms, a bank is a secured place where valuables are stored. It is a place where people keep money, gold and other valuable item; it is also a place where people go to seek for loan and/or any form of payment advance when needed.

Getting to the root of our discussion, the following are the license commercial banks under the wings of the Central Bank of Nigeria arranged in alphabetical order. The banks below are also referred to as Money Deposit Banks.

As long as you bank in Nigeria or you want to open either a savings account, current account or any other financial institution account, Included are their main address, If you will need to contact any of the bank listed below.

List of Banks in Nigeria

  • Access Bank Nigeria – Plot 999c, Danmole Street, Off AdeolaOdeku/Idejo Street, Victoria Island, Lagos , Nigeria. Website: accessbankplc.com
  • Citibank Nigeria – 27, KofoAbayomi Street, Charles S. Sankey House, Victoria Island, EtiOsa, Lagos. Website address:
  • Diamond Bank – Plot 1261, Adeola Hopewell Street, Victoria Island, Lagos. Website: diamondbank.com
  • Ecobank Nigeria – Head Office, 21, Ahmadu Bello Way, Victoria Island, Lagos. Nigeria.
  • Fidelity Bank Nigeria – 2, KofoAbayomi Street, Victoria Island, Lagos.
  • First Bank of Nigeria – Samuel Asabia House, 35 Marina, Lagos.
  • First City Monument Bank – Primose Towers, 17a, Tinubu Street, Lagos.
  • Guaranty Trust Bank – 635, Akin Adesola Street, Victoria Island, Lagos.
  • Heritage Bank plc – 292b, Ajose Adeogun Street, Victoria Island, Lagos
  • Keystone Bank Limited – Keystone House, 1, Keystone Crescent, Victoria Island, Lagos
  • Providus Bank plc – Plot 724 AdetokunboAdemola Street, Victoria Island – Lagos
  • Skye Bank – 3, Akin Adesola Street, Victoria Island, Lagos
  • Stanbic IBTC Bank Nigeria Limited – IBTC Place, Walter Carrington Crescent, Victoria Island, Lagos.
  • Standard Chartered Bank – 142, Ahmadu Bello Way, Victoria Island, Lagos
  • Sterling Bank – Sterling Towers, 20 Marina, Lagos.
  • Suntrust Bank Nigeria Limited – 1, OladeleOlashore Street, Victoria Island, Lagos
  • Union Bank of Nigeria – Stallion Plaza, 36 Marina, Lagos
  • United Bank for Africa – 57 Marina, Lagos
  • Unity Bank plc – Plot 497, Central Business District, AbogoLargema Street, Abuja.
  • Wema Bank – Wema Towers, 54 Marina, Lagos Island, Lagos
  • Zenith Bank – Plot 84, Ajose Adeogun Street, Victoria Island, Lagos

It may also interest you that we have different categories of banks in Nigeria apart from the below.

As we have banks that lend money to customers with interest charge on the loan, we also have banks that do not charge interest on loan

|Non-interest banks

  • Jaiz Bank – Kano House, Plot 73, Ralph Shodeinde Street, Central Business District, Abuja
  • Microfinance banks in Nigeria

The list is quite a lot, maybe we’ll someday write a bank post on it.

  • Merchant banks
  • Coronation Merchant Bank – St. Nicholas House, 6th Floor, 28A, Catholic Mission Street, P.M.B 12511, Marina, Lagos.
  • Rand Merchant Bank – 12th Floor, Churchgate Towers, 2 Plot PC 31, Churchgate Street, Victoria Island, Lagos
  • FBN Merchant Bank Limited – 2, Broad Street, P.O. Box 4238, Lagos.
  • FSDH Merchant Bank – UAC House, 5th-8th Floor, 1/5 Odunlami Street, P.M.B 12913, Lagos.

Foreign Bank Representatives

These are bank of foreign countries that operates in Nigeria.

  • Barclays Bank plc
  • Deutsche Bank
  • JP Morgan

This published list of banks in Nigeria is correct as at the date published. The above information will point us to the right contact information for each bank.

PEACE!

List of Accredited Federal Universities in Nigeria: See if your school made the list

Federal Universities in Nigeria

There are numerous Universities in Nigeria, But no doubt Federal university is still considered one of the most reputable one most Nigeria student are aiming at. Not just because of the Learning atmosphere or the standard of education the offer, but also because of their various less head-weighted prices of there tuition. It is generally believed that the certificate earned has more value than other institution.

|Here is a list of all the Federal Universities in Nigeria and where you can get the latest news from the Universities.

Aidthestudent has decided to generate these list (List of Nigeria Universities) to help students seeking admission, students in the various universities and graduates alike to get the latest information.

A lot of people don’t know off-hand the names of Universities in Nigeria, this post will be a guide for candidates who are not just students of the Institutions, but are looking to apply for admission.

S/N FEDERAL UNIVERSITIES

Theses Universities has been approved by the National University Commission

1. Abubakar Tafawa Balewa University, Bauch

2. Ahmadu Bello University, Zaria

3. BayeroUniversity,Kano

4. Federal University Gashua

5. Federal University of Petroleum Resources,

6. Federal University of Technology, Akure

7. Federal University of Technology, Minna

8. Federal University of Technology, Owerri

9. Federal University, Dutse, Jigawa State

10. Federal University, Dutsin-Ma, Katsina

11. Federal University, Kashere, Gombe State

12. Federal University, Lafia, Nasarawa State

13. Federal University, Lokoja, Kogi State

14. Federal University, Ndufu-Alike, Ebonyi State

15. Federal University, Otuoke, Bayelsa

16. Federal University, Oye-Ekiti, Ekiti State

17. Federal University, Wukari, Taraba State

18. Federal University,BirninKebbi

19. Federal University,Gusau

20. Michael Okpara Uni. Of Agric., Umudike

21. ModibboAdama University of Technology, Yola

22. National Open University of Nigeria, Lagos.

23. Nigerian DefenceAcademy,Kaduna

24. NnamdiAzikiwe University, Awka

25. Obafemi AwolowoUniversity,Ile-Ife

26. The Police Academy Wudil

27. University of Abuja, Gwagwalada

28. University of Agriculture, Abeokuta

29. University of Agriculture, Makurdi

30. University of Benin

31. University of Calabar

32. University of Ibadan

33. University of Ilorin

34. University of Jos

35. University of Lagos

36. University of Maiduguri

37. University of Nigeria, Nsukka

38. University of Port-Harcourt

39. University of Uyo

40. UsumanuDanfodiyo University

Here you have the List Federal Universities in Nigeria, if we are missing any, please drop the university name on the comment box and we will add it to the list.

*Note* Only Federal Universities.

More Universities in Nigeria? click below.

Please click on the Twitter/Facebook like button to share this information with our friends.Don’t forget to like us on Facebook and Follow us on Twitter to get the latest news from all the Federal Universities in Nigeria.

Drop your comment below if you have any question and we’ll surely attend you

List of Private Universities in Nigeria 2022: Some you didn’t even know exist

Good day Mr chairman, panel of judges, accurate time keeper, co-readers, and my fellow bloggers. Lol. just kidding. I don’t know the introduction to write jawe. lets move to the business of the day. The list of private university in Nigeria.

S/N PRIVATE UNIVERSITIES

The Private Universities has been approved by the National University Commission, (NUC)

1. Achievers University, Owo

2. AdelekeUniversity,Ede

3. AfeBabalola University, Ado-Ekiti – Ekiti State

4. African University of Science & Technology, Abuja

5. AjayiCrowther University, Ibadan

6. Al-Hikmah University, Ilorin

7. American University of Nigeria, Yola

8. Babcock University,Ilishan-Remo

9. Baze University

10. Bells University of Technology, Otta

11. Benson IdahosaUniversity,Benin City

12. Bingham University, New Karu

13. Bowen University, Iwo

14. Caleb University, Lagos

15. Caritas University, Enugu

16. CETEP City University, Lagos

17. Covenant University Ota

18. Crawford University Igbesa

19. Crescent University

20. Elizade University, Ilara-Mokin

21. Evangel University, Akaeze

22. Fountain Unveristy,Oshogbo

23. Godfrey Okoye University, Ugwuomu-Nike – Enugu State

24. Gregory University, Uturu

25. Igbinedion University Okada

26. Joseph Ayo Babalola University, Ikeji-Arakeji

27. Katsina University, Katsina

28. Kwararafa University, Wukari

29. Landmark University,Omu-Aran

30. Lead City University, Ibadan

31. Madonna University, Okija

32. Mcpherson University, SerikiSotayo, Ajebo

33. Nigerian-Turkish Nile University, Abuja

34. Novena University, Ogume

35. Obong University, ObongNtak

36. Oduduwa University, Ipetumodu – Osun State

37. Pan-African University, Lagos

38. Paul University, Awka – Anambra State

39. Redeemer’s University, Mowe

40. Renaissance University,Enugu

41. Rhema University, Obeama-Asa – Rivers State

42. Salem University,Lokoja

43. Samuel AdegboyegaUniversity,Ogwa

44. Southwestern University, Oku Owa

45. TansianUniversity,Umunya

46. University of Mkar, Mkar

47. Veritas University

48. Wellspring University, Evbuobanosa – Edo State

49. Wesley Univ. of Science &Tech.,Ondo

50. Western Delta University, Oghara

Here you have the List of Private Universities in Nigeria.

You can also read: Federal Universities in Nigeria

State Universities in Nigeria

Please click on the Twitter/Facebook like button to share this information with our friends.

Don’t forget to like us on Facebook and Follow us on Twitter to get the latest news from all the Federal Universities in Nigeria.

Drop your comment below if you have any question and we’ll surely attend you

The Skills Nigerian Employers Are Really Looking For

Business advertising is an ever-developing condition, and it’s essential to stay up with new patterns and manager needs. All things considered, development happens dangerously fast. As organizations race to stay up with those changes, their representative needs to develop after some time. Therefore, your resume should be refreshed to mirror those evolving needs.

To stay serious, you have to comprehend what characteristics and abilities businesses are searching for in your resume. To help you in that exertion, we’ve set out certain characteristics and abilities here for you.

What Skills Employers Look For: Hard Skills And Soft Skills.

To begin with, it assists with characterizing what we mean by “characteristics and aptitudes.” Characteristics incorporate each one of those attributes that characterize you as an individual and a representative. They go to the core of who you are as individual and frequently separate fair workers from the genuinely outstanding recruits. They are close to home aptitudes that most businesses perceive as great job characteristics for any workplace.

skills come in two structures: hard abilities and delicate abilities.

What are hard skills?

Hard skills are specialized information or preparing that you have increased through any beneficial experience, remembering for your profession or training. For instance:

If you’ve worked in food administration or retail, you may realize how to utilize a retail location framework.

On the off chance that you’ve taken a bookkeeping class, you may realize how to utilize Microsoft Exceed expectations.

On the off chance that you’ve considered an unknown dialect, you might have the option to talk it smoothly.

Each activity will require certain specialized aptitudes explicit to that industry. On the off chance that you need to fill in as a planner, for instance, you should realize how to utilize drafting programming. The National Committee of Engineering Enrollment Sheets likewise expects designers to be authorized. The NCARB keeps up the Engineering Enrollment Assessment, a progression of tests expected of planners that test distinctive specialized aptitudes vital for the work.

Numerous different ventures have such tests set up, requiring earlier information and aptitudes basic for vocation achievement. Different managers may have the accessibility to show certain specialized abilities at work.

Also Read: 10 Things To Consider When You Need To Compose An Incredible CV

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Hard skills list

The absolute most sought after hard skills include:

1. Distributed computing

Cloud-based data is quickly turning into the go-to alternative for some top organizations. As the world turns out to be increasingly associated and digitalized, there is a developing requirement for representatives who are open to working in the online cloud.

Must Read: Top 10 cities to do business in Nigeria

2. Information Introduction

Do your aptitudes incorporate specialized capacities including information examination and introduction? Congrats! Our information-driven economy will progressively require representatives who can comprehend informational indexes and present them in clear, convincing terms.

3. Site design improvement (Website design enhancement)

An organization’s online nearness is just tantamount to its Website design enhancement. On the off chance that you are gifted in the specialty of improving substance with the goal that web indexes can think that its, at that point it’s an assurance that some organization out there needs your assistance.

4. Portable Turn of events

Portable innovation is one of the most sizzling development regions in the tech business. With more cell phones than any other time in recent memory, organizations need specialists who can create versatile applications, adjust sites to portable consistency, and in any case assist them with staying up with an undeniably portable world.

5. System Security

Around the globe, systems are enduring an onslaught from programmers, government substances, and different dangers. Organizations need able experts to give arrange security. Subsequently, these security specialists will keep on being sought after for a long time to come.

Recommended: HERE IS HOW YOUR PERSONALITY CAN AFFECT YOUR CAREER

What are soft skills?

Soft skills are close to home propensities and attribute that shape how you work, all alone and with others. Successful correspondence, for instance, is a key delicate ability numerous businesses look for. Some others incorporate trustworthiness, compelling cooperation, and undivided attention.

Soft skills are basic to your vocation and as you scan for employments. While hard aptitudes important to effectively perform specialized undertakings in a vocation, delicate abilities are important to make a positive and useful workplace. Therefore, businesses regularly look for people who have demonstrated delicate and hard abilities. A few bosses may like to choose competitors who have a more grounded set of delicate abilities over hard aptitudes, as delicate abilities are now and again increasingly hard to create.

For instance, you might be looking for work in HR however needs earlier information on information investigation instruments. On the off chance that you have references that can bear witness to the viability of your delicate aptitudes, for example, sympathy, receptiveness, and correspondence, a business may pick you over another up-and-comer whose hard abilities are more grounded yet who comes up short on a similar degree of soft skills

Read: 10 Extraordinary Benefits Of Good Thinking

Soft skills list

Probably the most sought after soft skills include:

1. Relational abilities

Your capacity to discuss viably with customers and your associates at work is significant. Not just that. A decent representative ought to likewise be a decent audience. Your capacity to tune in with riveted consideration and to show compassion (when fundamental) is an or more on the off chance that you have it. If this expertise is perhaps the best characteristic, coordinate it on your CV and during the meeting, show it.

2. Imaginative Critical thinking Aptitudes

Bosses consistently pay special mind to the individuals who have what to add to the advancement of their organization or association. If you can turn a circumstance that all expectations may appear to have been lost around, at that point you have this ability. Most businesses will do everything humanly conceivable to hold such a specialist. While going after a position, make certain to specify the circumstance where you experienced difficulty and made a proper answer to the issue. During the meeting, express your bliss at handling difficulties. Each activity has its difficulties and businesses need individuals who are not hesitant to handle them.

3. Solid Hard working attitude

This ability isn’t learned in school. Either it’s inborn or your folks probably took you through its fundamentals. These include: being prompt, completing assignments on schedule, and realizing that a vocation is more than marking in and marking out. Businesses love representatives who focus on their work. You show this by paying attention to your vocation and doing everything humanly conceivable to take care of business. It might even mean taking part in occupations that appear underneath your experience.

4. Time The board

Do you have the stuff to organize your undertakings? This expertise implies benefiting as much as possible from every day and completing things as indicated by their relative significance. The capacity to allocate obligations to others when essential is additionally part of it. Working for 10 to 12 hours consistently as against the ordinary 8 hours apportioned to you doesn’t make you a decent time supervisor. Figure out how to deal with your time viably to make the most extreme effect which is perfect for the organization and others will admire you as a saint.

5. Cooperation and Administration Abilities

This isn’t about the individual part you played in a group. Cooperation implies you have the stuff to work with others expertly. Never consider yourself to be the one in particular who realizes how to carry out the responsibility and don’t put stock in others to contribute their quantity. This sort of disposition can make pressure in your work environment and accordingly influence the general effectiveness of the staff. As a pioneer, figure out how to confide in others, convey them along, give and acknowledge thoughts, support your associates who are not up to your norm, and work together amicably to accomplish a shared objective.

Ultimate list of free stuff for Student

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Have you at any point thought about what number of free things you can get from the Internet? If you make a stride back and took a gander at the circumstance you will understand that you can get a huge number of free stuff from the Internet. These complimentary gifts can be things like free pens, free contents, free web facilitating, free enrollments and memberships to some online destinations and many schedules, music CD’s, mouse cushions, games, programming, huge amounts of digital books, office gracefully tests, aroma tests, nutrients, and.. well pretty much anything you can envision! 

As we as a whole know, cash can be somewhat close when you’re experiencing the student dream. This is the reason getting your hands on stuff complimentary is so fulfilling, and it’s far superior when it’s an online complimentary gift. There’s nothing that will fill your heart with joy more than getting something for nothing. So now you realize that there are loads of free stuff that you can get from the Internet, the main thing that you are most likely reasoning currently is “the place’s the best spot to discover these complimentary gifts.” 

Indeed, honestly there are numerous spots over the Web where you can discover complimentary gifts. The best places are most likely claim to fame catalogs that offer free stuff. These are regularly huge classified registries that contain and list a lot of complimentary gifts that are offered by a wide range of sites/organizations over the World Wide Web. For instance, freebies king is an enormous classified catalog that offers free stuff. 

So your inquiry currently is likely, “for what reasons do such a significant number of organizations part with free stuff and for what reason are there such a significant number of them doing this?” There are numerous reasons why organizations part with free stuff. One of the fundamental reasons why organizations part with free stuff is so they can advance their business. At the point when these organizations part with free things, they ordinarily engrave their business subtleties on the free stuff. This is so they can advance their business, which will consequently give their business more presentation from the World Wide Web, yet also from the disconnected world. 

As we all know, money can be a bit tight when you’re living the student dream.

This is why getting your hands on stuff free of charge is so satisfying, and it’s even better when it’s an online freebie. What better feeling is there than getting some good old fashioned Royal Mail post through the door?

So with that in mind, we’ve listed some of our favourite things that are genuinely free of charge. All freebies mentioned below have been tried and tested by us, and the total value exceeds N100,000!

100% free things

Here’s our pick of the very best free things available right now:

Discount sweepers 

Try not to let the deceptive name fool you. I’ve requested twelve complimentary gifts from this site. Latest was an anti-inflammatory medicine test, dental replacement powder, razor test. They list the connection to tests in order request to one side of the site page. Glance through the rundown and request what’s intriguing or everything. They additionally have a coupon board, a discounting board, deal board.

Click here to visit the website

Free2try  These locales have been around for a while, pressed with free and preliminary items.

Click here to visit the website

CoolFreebies  They guarantee to present 130 pages of the weeks sans best stuff. Download cut workmanship, textual styles, games, midi documents. Most loved items are free telephone cards, coupons.

Click here to visit the website

Totally Free Stuff  Stacked with free stuff, everything from mouse cushions to travel leaflets

Click here to visit the website

TeenFreeway  This is an extraordinary site a youthful companion gave me the scoop on. They have a young “out of control new flavor” to their complimentary gifts. A lot of free banners from the most recent films, heroes, or network shows. Free magazine memberships to youngster magazines, Free cosmetics, free music CD’s. Everything the normal teenager would adore.

Click here to visit the website

Complimentary gifts For Women  The greater parts of their complimentary gifts are equipped to ladies. Look at these site women, print out free scratch pads, free schedules, and games.

Click here to visit the website

  1. KFC – Nom nom nom… this trick to get free KFC wings or popcorn chicken is just one of the ways to get free food at KFC.
  2. CV review  click here and receive a CV review, plus help on finding a dream job.
  3. eBooks – Pick up free books here (Kindle) and here.
  4. Snack box – Get some healthy (or not-so-healthy) snacks delivered to your door for free.
  5. Premium rate calls – Call premium rate numbers for free using our tips.
  6. Beauty samples – From perfume to foundation, we’re always posting free beauty samples – join our Telegram group to get alerts as soon as the freebies are available, as they tend to go quickly!
  7. O2 sim card – Perfect for claiming O2 Priority Moment deals. If you don’t have one, you’re missing out on offers like free cinema tickets and pizzas!
  8. £5 H&M voucher – H&M will take your old clothes and recycle them, and they’ll give you a £5 voucher for each bag.
  9. New products – Join product testing websites and get sent free stuff in exchange for sharing your thoughts.
  10. Vodafone VeryMe freebies – Are you on Vodafone network? They’ve got a snazzy freebie app just for you.
  11. Free lottery draw – Just sign up to Pick My Postcode (one of a number of free lotteries) and check the site daily to see if you’ve won. It’s free, and bagging the jackpot is more likely than winning the national lottery!
  12. Watch Freeview channels online – Use TVPlayer to stream all Freeview channels online. You can watch without a TV Licence as long as you do this.
  13. Free photo prints – Start building your personalised bedroom wallpaper! There are around hundreds of free prints up for grabs (P&P not free).
  14. Free bets – NOT gambling! Use our step-by-step guide to matched betting to beat the bookies and make money out of the free bets on offer without risk.
  15. Birthday freebies – Our ultimate list of birthday freebies (that’s stuff that you can get for free on your birthday) keeps on getting bigger and includes food, drink, beauty treatments and more!
  16. Cinema tickets – Get around one free cinema visit a month (occasionally more!), sometimes even to watch exclusives that haven’t even been released yet. And don’t forget to check out our guide to getting cheap cinema tickets, too.
  17. Cloud storage – Use Google Drive to backup or store 15GB of files and in turn speed up your computer. Additional storage space can be bought, but 15GB for free is a good start!
  18. Coffee – This is one for the caffeine addicts. Grab a free coffee at the Department of Coffee or, if you have O2 Priority, at Caffe Nero. Pret are going one better – a month of unlimited free coffee! Or get coffee with a croissant for free here.
  19. Software – Antivirus, office software, image editing and more in our free software list.
  20. Boots Products – Get free products if you become a Boots tester.
  21. Samples, vouchers and money – Sign up to legit survey sites and get free stuff (or money) in return for your opinion.
  22. International calls – Use Skype to make free calls when you’re abroad (and at home) using WiFi.
  23. Quit smoking kit – Start your road to recovery today with this NHS freebie.
  24. Food! – They say there’s no such thing as a free lunch, but our list of ways to get free food would suggest otherwise.
  25. Anti-theft device tracking – Use Prey to track your laptop or smartphone if they are ever stolen.
  26. Household items – Check out local free listings on Gumtree and Freecycle for people’s unwanted stuff.
  27. Recipes – There are loads of cheap and cheerful ideas on our student recipes page, plus a few ideas for dinner parties.
  28. Cocktails – Get a free cocktail most months from your local Pitcher & Piano. More info in our deals section!
  29. Prosecco – While you’re in the mood for free alcohol, you can also pick up a free glass of prosecco (the drink sometimes changes at different times of the year, like Christmas) at your local All Bar One. Cheers!
  30. Beer/gin/wine – You want more free drinks? Go on then. Ember Inns give out a free bev to anyone that downloads their app, and there are extra free drinks available once you collect some points. Simple.
  31. Cashback – Join Quidco and/or TopCashback for free and get money every time you buy something online. If you’re new to all this, check out our guide to cashback.
  32. Water-saving pack – Be kinder to the environment and cut down your water bill with these water-saving freebies.
  33. Free doughnut – Just follow these instructions and head to your local Krispy Kreme branch for your freebie!
  34. Cookie – You’ll get a free Subway cookie every time you use your receipt to fill out the online feedback survey.
  35. Student money cheat sheet  This awesome page will change your life and save you £1,000s (and yes, it was written by us).
  36. Magazines – Swot up on some current affairs with a free copy of The Week magazine as well as The Economist.
  37. Supermarket cashback – As we explain in our guide to the best supermarket cashback apps, you sometimes get up 100% off selected items in your weekly shop.
  38. Meal plan – Save your brain power for uni, as we’ve got you covered with our free meal plan with recipes for breakfast, lunch, dinner and even snacks!
  39. Museum entry – National museums and art galleries have free entry in the UK. Check this list.
  40. Eye tests – It’s well worth a check up, so get a free eye test – even if you don’t think you need glasses!
  41. Condoms – Find out where you can pick up some free condoms near you.
  42. Gym pass – Grab a free three-day pass for Fitness First or check out our cheap gym guide for more.
  43. Sanitary products – Some student unions have committed to offering free sanitary products. Bodyform also regularly offer a free sample.
  44. STI test – It’s better to be safe than sorry! Discover all the ways you can get a free STI test.

Best free trials

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Credit: Universal Cable Productions

These freebies are for the seasoned money saver. The companies below offer you a free trial with the hope that you’ll convert into a paying customer… but you beat the system by cancelling as soon as your trial is over so you don’t have to shed a penny!

Here are some of our top free trials:

  1. Audiobooks – Sign up to Audible and download a free audiobook. Cancel within 30 days.
  2. Kindle Unlimited – Always got your head in a (e)book? Sign up to Kindle Unlimited for a 30-day free trial and get unlimited access to over one million books, unlimited audiobooks and selected magazine subscriptions.
  3. Amazon Prime + Prime Video  Students get it free for six months. This offer is one of the best, for sure – especially as you can use it to watch the Premier League for free!
  4. NOW TV – This service holds all of Sky’s amazing shows (including Sky Atlantic), and you can get a seven-day free trial. Time it right and you could even end up watching Sky Sports for free.
  5. Credit report  Find out your credit score and what the banks think of you. Just cancel after receiving your report (more on credit reports here).

These are all 100% safe and legit, so you don’t need to worry about your details being shared anywhere.

As soon as you have received your freebie, set a reminder on your phone or calendar to cancel the trial before it ends. And for more freebies just like this, check out our list of the best free trials.

Limited time freebies

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Understandably, most good freebies won’t hang around for too long and will be subject to availability, so you’ve got to act quick!

We post any limited edition freebies we find on our Facebook page on a daily basis, as well as our Facebook group and our Telegram group. Alternatively, you can sign up to our weekly newsletter for a roundup of the best.

It’s always worth checking our regularly updated freebies page too!

See latest free stuff »

7 Tips On Getting A First Class Degree

Being in the university isn’t simple. You need to manage tests, composing assessment, a great deal of school readings and necessities and even with steady weight and stress. Fortunately you don’t need to experience concentrating alone. There are numerous assets that you can use to make reading simpler for you. By using these assets, you will find that accomplishing a top of the line degree from the University need not be troublesome.

You can utilize numerous online assets. For example, when you visit various Websites, you will discover the site is brimming with accommodating materials that can make reading and learning simpler for you. You can get time the board tips, study exhortation, memory boosting methods, speed understanding tips thus considerably more from this site. Every one of these tips can assist you with accomplishing that top of the line degree from the college.

In the event that you are persuaded to concentrate however don’t have the foggiest idea how to guarantee enough examination time, at that point you can utilize the many time the board tips and pointers gave. You will figure out how to make the correct investigation plan which can prompt simple and practical examination propensities. You will figure out how to deal with your investigations even amidst numerous duties and obligations. You will likewise get a ton of exhortation from various specialists. In the event that every one of these tips and proposals are actualized appropriately, your constrained time will be more successful and productive than extended periods of time of concentrating without course. They can help you in understanding your fantasy about getting an educational five star degree.

Then again, on the off chance that you are the sort of individual who has a ton of time however doesn’t have a clue how to make a viable investigation standard, at that point there are a couple of methods that you can use to support mind execution. You can invigorate your cerebrum through different activities with the goal that it can hold more data. This implies bidding farewell to memory squares and holes that imperil your presentation.

By utilizing the correct assets and by building up the correct sort of study propensities that suit your way of life, you will have the option to utilize your time. At long last, you will understand that you can accomplish a top of the line degree without experiencing an excessive amount of pressure and pointless weight – that is, on the off chance that you study smart.

How to get a first class degree

Here are the best ways to get a first and do well at university:

 1. Build up A PERSONAL INTEREST IN YOUR COURSE

In the event that you don’t create enthusiasm for your course, you won’t appreciate it while reading for assessment. At the point when you despise your study time, your examination gets insufficient. Regardless of the idea of your course, you have to create individual enthusiasm for it.

Read: 10 Secrets Of Successful Students And How To Apply Them

2. Partner WITH THE RIGHT PEOPLE

Show me your companions and I’ll let you know… … what you’ll graduate with. Indeed, the kind of individuals you partner with will decide if you will pass or fall flat. its important you read 5 Persons You Should Meet To Be Successful In Life

On the off chance that you need to graduate with five star (first class), work with individuals of a similar idea, mentality and are additionally dedicated.

On the off chance that you are splendid, partner with splendid understudies. In the event that you are a normal understudies, partner with better than expected understudies.

Stroll with understudies that will impact your life decidedly.

Read: How To Improve Your Study Life And Start Enjoying Reading Once Again

 3. Build up THE RIGHT ATTITUDE

Guess what? You can’t graduate with top of the line when you don’t carry on like one. You will hear your mates and seniors saying “No one has ever passed the course of this speaker”, “It’s not possible for anyone to get ’ A’ in this course, etc. Its important you read How To Customize The Picture Of Your Future

You need to build up the correct demeanor and state to yourself, “Indeed, I can do it”. Try not to follow what the group say, lion’s share cannot be right here and there. Disregard every single negative idea and build up an inspirational attitude.

Read: 5 Prices Of Business And Academic Success

4. Understand  YOUR LECTURERS AND YOUR SCHOOL

Each school has its own particular manner of direct, and furthermore every lecturer  has his/her own framework. Exclusive’s food is another man’s toxic substance.

While a few lecturers  like understudies that compose extra data in examination and give them extra checks, different lecturers  don’t care for it and evacuate marks. Read our 10 Extraordinary Benefits Of Good Thinking.

How would you know which lecturer like this and which lecturer  despise that? Basic… .. Through perception, posing inquiries in class, responding to inquiries in class and by asking your seniors in school, you’ll know every lecturer  and what their desires are.

Read: 10 Life-Changing Things Students Should Know

5. Continuously read ahead

Being first class material intends to be ahead in all things. It implies that you should as an issue of guideline read ahead, remain in front of the lecturer, you will peruse past inquiry question to know the course that you’re examining and furthermore to draw in with those in front of you. its important you know the 11 Reasons Your Interest In Reading Is Dying and the 10 Commandments To Boost Your Appetite For Reading

These sorts of exercises and commitment will tell individuals that you’re en route to the top and the sorts of tips and proposals that others give you will really help you in your scholastic advancement. You should also know How To Study For Long Hours At Night Without Sleeping Off.

Make sure to consistently pose inquiries. Posing inquiries will normally make others particularly instructors and your seniors in the course need to support you and you will at that point understand that accomplishment of any sort in this world is really an inside activity!

Read: How To Read And Understand What You Have Read (Must Read For Student)

6. Remain FOCUSED

Settling on the choice, “I need to graduate with first class” is very simple to state. Keeping the fantasy alive is the troublesome one. At the point when you face emergencies nearby, don’t sadness and keep your head straight up. Stay engaged and decided towards accomplishing your goal(To graduate with first class).

Read: How To Study For Long Hours Without Losing Concentration

7.  BE AHEAD OF OTHERS

Who is a first class graduate? A graduate  among different graduate  that is in ahead of others scholastically dependent on his/her report. Along these lines, in the event that you need to turn into a top of the line graduate, you must be in front of others. Read our guide on the Top 10 Study Tips To Revive Your Dying GPA and don’t make the 15 Stupid Mistakes That Are Killing Your GPA

Peruse in front of others, read ahead of your exam, read in ahead of your lecturers, read ahead of your mates. You want to be first class  graduate, so you should be ahead consistently. Its one of the secrete of a successful student, Go to our 10 Secrets Of Successful Students And How To Apply Them

Read: How To Prepare For An Important Exam or Interview Overnight

Concluction

Of course, there’s no way of guaranteeing a first class degree, so please don’t take this guide as your passport to success. But if you follow these tips, you’ll be on the right track.

Getting a first class grade isn’t the only way to improve your job prospects while studying. You could get a lower grade, but still make yourself more employable than some first class students. Read How To Remember 90% Of Everything You Learn

Know Your Right As a Nigeria Citizen

For over a 107  years (1913 –till date), the Nigerian Constitution has been a working document, which outlines the basic structure of Government and also focuses on the rights of individual Nigerian Citizens. these fundamental rights is easily understandable language. It is your hope that understanding your rights will not only be useful to you as an individual but will also help you hold your leaders accountable.

The present Constitution of the Federal Republic of Nigeria, came into effect in 1999 and Chapter IV deals exclusively with the rights of every citizen of Nigeria which are explained in detail below-

Right To Life-

The Constitution guarantees the right to life of every Nigerian Citizen except where such a citizen has been sentenced to death by a Court of Law or where Law enforcement agents are defending the life/property of another citizen, or seeking to prevent escape of persons in lawful detention, or in the course of suppressing a riot.

Right To Dignity Of Human Person-

This right expressly prohibits torture, inhuman or degrading treatment of any Nigerian Citizen and also forbids any Nigerian Citizen from being held in slavery or forced labor.

Right To Personal Liberty

The Nigerian Constitution guarantees the personal liberty of citizens, and no person shall be deprived of this liberty unless in special circumstances, this section also provides for citizens right to remain silent or avoid answering questions of law enforcement officers until consultation with a lawyer. It further provides that anybody arrested must be notified in writing of the offence and should be brought to court within a maximum period of 48 hours. In a case where a citizen is unlawfully detained, such a person shall be entitled to compensation and public apology from the appropriate authority or person.

Also Read: Highest paying jobs in Nigeria

Right To Fair Hearing-

This provision guarantees fair hearing to all citizens before an impartial Court of law and goes further to provide that such proceedings must be held in public. Any Citizen accused of a crime is presumed innocent until proven otherwise.

This right guarantees the following:

  • Presumption of innocence
  • Public trial for criminal offence (except in certain circumstances – public safety/order, welfare of child offenders etc.)
  • Written charge informing the individual of the detail and nature of the offence
  • Adequate time and facilities for preparation of his/her defense
  • Right to a legal practitioner of his/her choice
  • Right to examine witnesses and call witnesses of his/her own
  • Right to interpreter if he/she cannot understand the language used at the trial
  • Access to the records of the trial proceedings
  • A person can’t be found guilty of a criminal offence on account of any act or omission that did not, at the time it took place, constitute such an offence, and no penalty shall be imposed for any criminal offence heavier than the penalty in force at the time the offence was committed
  • No person can be tried for a criminal offence if he/she has been previously either convicted or acquitted for that offence or for a criminal offence having the same ingredients as that offence unless upon the order of a superior court.
  • No person who shows that he has been pardoned for a criminal offence shall again be tried for that offence.
  • No person who is tried for a criminal offence shall be compelled to give evidence at the trial.
  • No person shall be convicted of a criminal offence unless that offence is defined and the penalty is prescribed in a written law

Right To Private And Family Life

This section guarantees and protects the privacy of citizens, their homes, correspondence, telephone conversations, and telegraphic communications.

Recommended: How to work more productively

Right To Freedom Of Thought, Conscience, And Religion –

Every Nigerian Citizen is entitled to freedom of thought, conscience and religion, including freedom to change his religion or belief. The Constitution further guarantees a citizens’ rights to manifest and propagate his religion or belief in worship, teaching, practice and observance. It is also important to note that this section forbids places of education from teaching or forcing students to observe religious ceremonies not in consonance with their religion. This section expressly forbids membership of a secret society.

Right To Freedom Of Expression And The Press–

Every Nigerian is entitled to freedom of expression, including freedom to hold opinions and to receive and impart ideas and information without interference, and is entitled to own, establish and operate any medium for the dissemination of information, ideas and opinions:

Exceptions

  • Only persons authorized by the Government upon fulfilling conditions laid down by an Act of the National Assembly may own, establish or operate a television or wireless broadcasting station.
  • Laws validly created for the purpose of preventing the disclosure of information received in confidence, maintaining the authority and independence of courts or regulating telephony, wireless broadcasting, television or the exhibition of cinematograph films
  • Laws validly created for the purpose of imposing restrictions on Government official or members of the Armed Forces/Police or other government security agencies.

Right To Peaceful Assembly And Association

Every Nigerian Citizen is entitled to assemble freely and associate with other people. This in effect allows citizens become members of political parties, trade unions or any other lawful association.

Right To Freedom Of Movement

Every citizen of Nigeria is entitled to move freely throughout Nigeria and to reside in any part of it, and no citizen of Nigeria shall be expelled from Nigeria or refused entry or exit from it.

Must Read: Top 10 Study Tips To Revive Your Dying GPA

Exceptions

Restrictions on the residence or movement of persons who have committed or reasonably suspected to have committed a criminal offence in order to prevent the person from leaving Nigeria.

Lawful extradition

Right To Freedom From Discrimination In The Grounds Of Origin, Circumstance Of Birth, Sex, Religion Or Political Opinion-

This provision expressly forbids discrimination against a bonafide citizen of Nigeria on account of his/her ethnic group, place of origin, circumstance of birth, sex, religion or political opinion.

Right To Property & Compensation For Compulsorily Acquired-

Subject to certain exceptions, every citizen of Nigeria shall have the right to acquire and own immovable property anywhere in Nigeria. This section also guarantees the right to compensation for any property compulsorily acquired by the Government.  

Where any of the above rights is in breach, the citizen is at liberty to approach a law court to enforce his/her rights. There are also other rights in the Constitution which are dependent on the availability of State resources, they include the right to:

  • Free and compulsory education
  • Adequate health care, gainful employment
  • Shelter, food etc

10 Things To Consider When You Need To Compose An Incredible CV

The idea of getting overall quite significant educational plan Vitae can’t be overemphasized. A ton of employment searchers in Nigeria Write an extraordinary CV not considering a portion of the focuses that is recorded beneath.

Your CV will decide whether your imminent businesses will call you for a meeting or not. In the event that your CV is pleasing, you have the possibility of making sure about a meeting opening. Yet, on the off chance that no arrangement is made sure about, at that point chances are that your CV was inadequately composed. Here, I will plainly state 10 clear interesting points before you label your CV an extraordinary one. Focus near these focuses, in light of the fact that it is little foxes that ruins the vine. You may be aware of huge blunders and thusly keep away from them, yet you ought to likewise focus on these little focuses. Whenever disregarded, your CV will be a wreck.

  • •           The association, organization or foundation you are applying to
  • •           Accuracy of every one of your records
  • •           Your refs
  • •           Keep it brief
  • •           Use activity words
  • •           Be genuine
  • •           Format appropriately
  • •           Your CV ought to be watchword amicable
  • •           Add a connect to your LinkedIn profile
  • •           Include your productivity

1.The association, organization or foundation you are applying to:

The principal thing you consider is the association you are applying to. The association will decide about 40% of all you will compose. There are data that doesn’t change from association to association. For instance, data like instructive foundation, working experience, and your own subtleties will stay unaltered. Be that as it may, data like, vocation goals, leisure activities, reference and aptitudes ought to shift from one association to the next. In giving this data, first think a lot about the association, their necessities, guiding principle, and crucial vision proclamation. With this data, you would then be able to fix your CV. In any case, be certain that since different associations have diverse crucial vision proclamation, at that point your profession goals ought to fluctuate from one application to the next. Your range of abilities and side interests should coordinate with the association’s prerequisite.

2. Accuracy of every one of your records:

Be educated that your CV isn’t the main report you will be required to submit. Along these lines, recorded as a hard copy your CV, survey your reports appropriately to guarantee consistency in your data. For instance, your name ought to be the equivalent for all the reports. However, for a situation where there is an adjustment in the name, them a court testimony must be given to show that it is a similar individual.

3. Your referee:

In giving your officials, you should be mindful so as not to utilize individuals whose names have flowed for some hostile and pointless activities. Hence, you should do an exhaustive survey of your officials before adding their names to your rundown. In spite of the fact that at times, your officials may not be so fundamental however may be made accessible upon demand.

4. Keep it brief:

Your CV isn’t your life account. In this way keep it a brief as could reasonably be expected. However much as could be expected, keep up the standard 2 pages. Extraordinary CV isn’t by how protracted you make yours so make it brief as could reasonably be expected.

5.Use activity words:

Action words are firmly energized. Most particularly, in your vocation goal and work understanding. Your work experience ought to likewise contain your accomplishments. Case of activity words are nevertheless not restricted to; Achieved, Improved, Resolved, Managed, Created, Generated, Initiated, Organized, Introduced, Identified, Increased and so on.

6. Be genuine:

Do not overhype yourself in your CV. Numerous individuals will in general lie in their CV just to make sure about the activity. You should be earnest with your CV. Try not to compose an expertise you don’t have. Try not to compose and target that isn’t accurate. Be genuine and valid. It is better for an organization to utilize you with lacks than to utilize you suspecting you are what your CV says you are.

7. Format appropriately:

Format your CV appropriately. Use visual cue in expressing your instructive foundation and working experience. There ought to be consistency in your textual style type and size. Your headings ought to have bigger textual style from your content, yet it should at present be steady.

8. Your CV ought to be watchword amicable:

If you are not sending your CV direct to an organization, this probably won’t be such a large amount of significance. However, in a circumstance where, you are transferring your CV to a place of work, at that point guarantee that it is watchword amicable to empower searchers to discover it.

9. Add a connect to your LinkedIn profile:

If it an online application, adding a connect to your LinkedIn profile will go far to help and increment your employability. LinkedIn is a long range interpersonal communication site that helps individuals of related abilities arrange flawlessly. It likewise assists organizations with finding individuals with the aptitudes they need. Subsequently, your LinkedIn profile ought to have a full detail of your professional training and aptitudes. Thus, on the off chance that you don’t have a LinkedIn account attempt to make one preceding you compose your next CV.

10. Include your productivity:

Do not simply express the aptitudes you have. Additionally, state how proficient you are in the aptitude. These couple of focuses will help you recorded as a hard copy an expert CV. Experience them, in a steady progression. Some may appear to be unimportant, yet significant.

What Makes A Good CV?

writing list

Things being what they are, what could it be that makes for a decent CV, one that will stand apart from another? We have to begin recognizing the issues, and here are a few. On the off chance that we start with the nuts and bolts, there are decides that oversee the designs, size and substance, which are all promptly got from CV composing sites, and incorporate the accompanying:

Dos:

  • Be slick. It ought to be satisfying to the eye, in great condition (no reusing or poor copies permitted) and all around spread out.
  • Make it understood – It ought to be anything but difficult to track down your way around.
  • Incorporate the standard realities about yourself, for example, date of birth (no point concealing your age whatever the explanation – it will simply be an aggravation), address, training, email address (this is fundamental as you simply look somewhat miserable on the off chance that you don’t have one!) and, above all, work understanding.
  • Be certain and sell yourself.
  • Be short and forthright – attempt to have all the significant data on the initial different sides of an A4 sheet. You would then be able to email it easily.
  • Help enlistment specialists (they will cut and glue your CV, acknowledge that reality and help them) by not utilizing headers and footers, giving your report a name that encourages them store and recoup your CV.
  • Adjust it to suit the activity you are applying for – one size doesn’t fit all.

Don’ts:

  • Try not to incorporate any disappointments – be sure and don’t state why you left occupations or that your marriage separated and so forth.
  • Try not to typewrite it as you will look as if you live in obscurity ages. Continuously utilize a PC.
  • Try not to utilize photos (there are a couple of exemptions).
  • Try not to incorporate all that you have ever done – the capability you got for swimming a length of the pool when you were six won’t be important.
  • Try not to make things up or misrepresent.
  • Evade complex organizing, examples and spreads.
  • Abstain from utilizing CV formats.
  • Utilize these rules and your Curriculum Vitae will unquestionably be significantly superior to most, yet how would you take it that smidgen further? In the event that, similar to the case, you have such a brief timeframe to get the forthcoming business to have a genuine glance at you, how would you ensure that your CV sticks out?

Free CV templates

Success Kid min 1

The CV templates mentioned in this guide are free to download and have been designed with students and graduates in mind. Use them as a base to build up and help structure your CV.

Chronological CV: Download our free template »

Skills-based CV: Download our free template »

Coronavirus: What will university be like in 2020/2021

The World Health Organization has warned that the rate of COVID-19 infection is expected to persist for a long time. Therefore, countries must plan before the epidemic curve. Nigeria is no exception. On March 19, when the number of coronavirus cases in Nigeria reached 11, the federal government announced the closure of all educational institutions. Millions of elementary school students were forced to go home; isolate and practice social distancing all the way to address the pandemic.

Face-to-face and personal learning has been probably the greatest loss of the pandemic. AUN, Babcock, Covenant, LASU, Crawford and a couple of different universities immediately turned to internet learning. They are utilizing WhatsApp, Zoom and Telegram to give figuring out how to understudies during this pandemic.

With schools shut, scholarly meetings have been upset fundamentally. The 21st-century response is to change to advanced learning alternatives. For some private optional and grade school training, this switch has occurred. eLearning answers for these levels are blasting.

Be that as it may, at the tertiary level, administrative issues have confused endeavors to grow out and online based learning for a considerable length of time. National University Commission (NUC), Nigeria’s university administrative body, doesn’t perceive “online universities” and has no administrative spread for such establishments. NUC guideline doesn’t permit colleges to completely give adapting remotely.

The Open and Distance Learning (ODL) permit, the nearest thing to an online college guideline, was planned exclusively for colleges. Non-college candidates are required to meet essential land and different prerequisites of physical colleges.

In the interim, an ODL permit just gives eLearning to a predetermined number of courses. Securing the permit is a battle that could take a couple of years. With its motivators low, just 12 colleges in the nation have an ODL permit, NUC information appears.

Even with pandemic and disturbed learning, this is an issue for Nigeria’s 256 colleges and polytechnics. The ODL permit has truly restricted the capacities of colleges while making it incomprehensible for private non-college players to enter the market.

Colleges with an ODL permit have experience working separation learning. In any case, their tech is constrained and was never intended for scale or for tests. They had barred themselves from understanding this present reality real factors of web based learning, particularly for the Nigerian condition. Presently it is causing issues down the road for a significant number of these schools.

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Image by Klaus Hausmann from Pixabay

Learning affected by Covid-19

Since the shutdown of instructive organizations, just a couple of Nigeria’s 256 universities and polytechnics have received computerized choices for learning.

With the new telecommuting real factors, a few speakers have thought that it was testing staying aware of classes. “One of the speakers grumbled that he had no power for as long as about fourteen days”, “a few lecturers likewise miss class.” Despite these, the stage has functioned admirably and instructors are attempting their best.

In the interim, students additionally face their own one of kind difficulties. Notwithstanding the issue with power, cash for web information, cell phones and different gadgets are not kidding difficulties for students.

Since students are directly at home, they no longer get stipends as they would in the event that they were in school a long way from home. Fundamentally, there’s no more cash, and most student rely for the most part upon their remittance, yet now it’s totally gone.

Indeed, even students who can bear the cost of web information, network are a genuine test. System quality is conflicting in numerous pieces of Nigeria, and Lagos is the same. This influences the viability of Zoom, WhatsApp and Telegram video classes.

Concentrating from home, there are interruptions. Private colleges in Nigeria are gaining the most ground. They are dabbling with complex eLearning arrangements even without an ODL permit. Be that as it may, the eLearning progress prompted a rebuilding and some staff were laid off. “With this developing practical structure… just basic positions remain while the others are being discharged respectably with full legally binding advantages,”

According to sources, a couple of private colleges like Joseph Ayo Babalola University, Crawford and Mountain Top University are similarly utilizing Zoom and WhatsApp for addresses, while tests are done on the web. Customarily, tuition based schools will in general have less sstudents, under 30 for each class, than government funded schools. In the virtual learning condition, it is simpler to oversee such classes.

Be that as it may, at government-possessed universities, things are somewhat extraordinary. eLearning is continuous at just a couple of these schools.

Esteemed establishments like the University of Lagos and the University of Ibadan, are still totally shut down with no solid eLearning plans following two months of shutdown. The two colleges are ODL holders.

Obafemi Awolowo University (OAU), an administration possessed college with an ODL permits, has kept its site dynamic with significant data. It suggests teachers keep online classes little, under 50 students, so things are reasonable. Nonetheless, we were unable to affirm if virtual learning is really progressing at the school.

eLearning plans at government-possessed colleges may have been entangled because of a continuous strike by lecturers.

Starting from March 23, the Academic Staff Union of Universities (ASUU), a worker’s guild for university lecturers, has been protesting. The hit depends on conflict with the government over the execution of another finance framework.

At some other time, the strike would have incapacitated learning and altogether disturbed scholarly schedules. However, with the pandemic, the strike has proceeded practically unnoticed for over two months. During this period, lecturers in ASUU’s university sections have would not take care of understudies and until their requests are met.

The association has additionally asked individuals not to submit address notes for eLearning or take part in virtual study halls.

In the interim, coronavirus cases in the nation are rising quick yet is not even close to a pinnacle. Regardless of a month and a half lockdown and time limit, affirmed cases have crossed 10,000. Opening schools could be an impractical notion. Re-opening schools mean students would need to go from different areas class kickoff. That could open them to the infection and cause cases to rise significantly more.

Keeping schools shut tends to this issue. In any case, except if eLearning at different universities change soon, this shutdown period could have negative ramifications for understudies. Furthermore, any turn to eLearning would challenge the obsolete ODL guideline.

The Mystery Behind Fufu Been Sold As Phone

I have just read how a man was tricked into buying fufu thinking it was iphone 7+ for N20,000(50USD)

 Many of you will probably think its jazz or juju (voodoo) but I assure you it’s not.  It’s simply greediness on our part. It happened to me and I have never told anyone because I was ashamed. When I was younger, I had N6,000(15USD) and I wanted to buy a second hand phone. When I reached computer village.

 I was shown different low qualities phone that my N6,000(15USD) can afford but I was too greedy I wanted something bigger and better, so this guy came and told me he have a huawei phone for sale.

 He claim he can’t allow me press it or do much with it because he found it on the ground and he thinks the owner might see me pressing. So he just quickly show me the phone and ask me to put the phone in my pocket. He said I should only press it when I was out of the market.

 So I stupidly paid him, put the phone in my pocket and was smiling till I reach home to see papers inside a phone case. I cried and I haven’t bought second hand phone since.

So my little advice to people is to stop buying phone at an unbelievably lower price. It always end in tears

Have you got a mystery disturbing your mind you’ll like us put a solution to? Then, let us know by sending us a DM at http://m.me/aidthestudent And do like our page while on it.